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Business InsuranceTop

  • As a business owner, you should be aware of a number of insurance coverages. For example, most states require that you provide coverage for on-the-job injuries to your employees. Or if your business suffered the loss of an owner, partner, key stockholder or key employee, you may incur a financial loss. Here are some Business Insurance coverages you'll want to consider:

    • Buildings -- including improvements you have made.
    • Contents -- including personal property, stock and equipment.
    • Crime -- including loss of money and securities; theft, burglary and robbery; employee dishonesty; forgery and alterations.
    • Equipment Breakdown -- including air conditioning, refrigeration, electrical and mechanical equipment.
    • Computers -- including hardware, software, media and reproduction costs.
    • Business Liability -- including premises, operations, products and completed operations.
    • Personal Injury -- including libel, slander, defamation of character, wrongful eviction and invasion of privacy.
    • Accounts Receivable -- including a debt owed to an enterprise, arising out of the normal course of business dealings.
    • Workers' Compensation -- including life and health insurance coverage for employees while they are on the job.
    • Loss of Earnings or Rents
    • Valuable Papers
    • Glass
    • Signs
    • Medical Payments
    • Business Auto
    • Umbrella Liability


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