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Boat InsuranceTop

Farmers Boat Insurance Policies are flexible to meet your cost and coverage needs. You can protect your boat and passengers with a variety of coverage including:
  • Your liability to others
  • Medical payments
  • Damage to your craft and related equipment
  • Medical expenses for guests as towed water-skiers
  • Damage in hauling or launching
  • Loss of motor overboard
  • Fire, lightning, explosion
  • Sinking and stranding
  • Underwater damage
  • Theft

About The Policy

  • You can enjoy carefree cruising with a boatowners policy from Farmers Insurance.
  • The policy protects you anywhere in the territorial limits of the Western Hemisphere.*
  • You, your boat, outboard motor, boat trailer, plus any equipment and accessories you wish to include,* are protected by your low-cost policy.


  • 30-day automatic coverage for newly acquired or replacement boats (that qualify under policy guidelines), motors and trailers.
  • A variety of deductibles to choose from.
  • An available discount if you have completed the Coast Guard Auxiliary "Safety and Seamanship" Course or the U.S. Power Squadron's "Boating Course."
  • Includes coverage for scheduled trailers and equipment not permanently attached for up to 10% of the hull coverage amount on your boat, at no additional cost.
  • $1,000 per person medical expense for guest skiers ($2,000 per occurrence).
  • A Boat/Home discount/credit may be available when you insure your boat and home with Farmers.**

*Refer to your specific policy for the coverages and exclusions.
** Not available in all states.

Contact your Farmers Agent for all the details on a Farmers Boatowners policy that can keep you covered on the water.


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